Godamrut Co-operative Society Pvt. Ltd.

Terms and Conditions

Eligibility

Loans and deposit facilities are offered only to customers residing in Nashik Taluka. Eligibility criteria, including necessary documentation, must be met for availing services.

Loan Application

All loan applications are subject to verification and approval by the Society. Interest rates and repayment terms will be clearly communicated and agreed upon prior to disbursement.

Deposits

Deposit schemes, terms, and applicable interest rates are subject to change and will be updated on the website.

Payments

No payments should be made unless explicitly requested by authorized bank officials.

Customer Obligations

Customers are required to provide accurate information and maintain updated records with the Society.

Dispute Resolution

Any disputes arising from services provided will be resolved as per the rules of the Cooperative Societies Act.

Website Use

Users must not misuse the website for fraudulent activities or attempts to breach security.

Privacy Policy

Data Collection

We collect customer information such as name, contact details, financial records, and identification proofs as per regulatory requirements.

Use of Data

Data is used for loan approval, deposit management, and service improvement. We do not share your data with third parties unless required by law.

Data Security

Customer data is stored securely, and access is limited to authorized personnel only.

Cookies and Analytics

Our website may use cookies to enhance user experience. Usage statistics may be collected to improve services.

Customer Rights

Customers can request access to their data or request its correction or deletion, subject to regulatory requirements.

Refund Policy

Loan Processing Fees

Any processing fees for loan applications are non-refundable once the application is processed.

Deposits

Premature withdrawal of deposits will incur penalties as per the terms agreed upon at the time of deposit creation.

Incorrect Payments

Refunds for incorrect payments will be processed after thorough verification and approval by the Society.

Mode of Refund

Refunds, if applicable, will be made via the same payment method used, unless otherwise agreed upon.